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| Estate planning is not as complicated as many financial advisors would like the general public to believe. For people with assets valued at several millions of dollars, their estate planning will tend toward being complicated and constantly evolving. For the average person, estate planning is quite simple. Estate planning can be limited to titling and gifting assets during life to limit or avoid probate, arranging in advance the distribution of assets that will occur after death, directing the care of dependents, disposing of bodily remains, and avoiding death tax. These tasks can be accomplished through simple techniques like joint property ownership, lifetime gifting, life insurance, and simple wills. Estate planning seminars very often resemble direct marketing pyramid parties with newly-motivated attendees committing to programs that are expensive and superfluous. Before embarking on a convoluted and expensive estate-planning journey, get some straight talk and pragmatic advice. Click on the “Books for Sale” page for writings on the topic, or contact Nick Romer at 1-800-836-0012, or romerlaw@hotmail.com. |  |
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